There seems to be no way out of any of these, as some new scam would overshadow the previous ones. However, there is a silver lining, and that is the issue of black money hidden in foreign banks. The government is sheepishly and sluggishly trying to initiate the return of black money which took a flight from India. All these scams, and the entire system seem to suggest that the government may resort to the amnesty carrot. All the money can never be recovered, and this is one of the best options.